Payoneer vs Wise vs Razorpay/Skydo, which should I use to get paid by international customers?
Payoneer is built for marketplace and freelance-platform payouts; Wise wins on low fees and true mid-market FX for general international transfers; India-specific exporter platforms like Skydo are purpose-built for B2B export invoices with automatic FIRA and low FX markup on many plans. If you're a marketplace seller, Payoneer is often the default because that's what the marketplace pays into; if you're invoicing your own D2C customers directly, Wise or an exporter-focused platform usually nets you more.
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Maps the newer India-specific cross-border payment fintechs against each other and against global defaults like PayPal and Payoneer, this category has moved fast, so a current comparison matters more than an old one.
A competitor's independent review of Skydo is a useful reality check, it confirms the flat-fee structure and fast FIRC turnaround claims from an outside source rather than the vendor's own marketing.
