Tool · Government portal

CGTMSE: Credit Guarantee Fund Trust for Micro and Small Enterprises

CGTMSE · cgtmse.in Free Beginner India

The trust that guarantees collateral-free bank loans to micro and small enterprises. Its site states the guarantee ceiling is Rs 10 crore and the fee starts at 0.37% a year, with special terms for women entrepreneurs.

  • The maximum guarantee cover is Rs 10 crore per borrower.
  • The guarantee fee starts from 0.37% a year.
  • Apply through a member bank or NBFC; it then seeks the guarantee for you.
Open on cgtmse.in ↗

The question it answers

  1. Are there government loan schemes (CGTMSE, MUDRA, PMEGP) I should know about before going to a bank?

Read with it

  1. The government's only portal for MSME (Udyam) registration, which is free, paperless and Aadhaar-based; often asked for as... udyamregistration.gov.in Tool · 5 min Udyam Registration (MSME) Ministry of MSME, Government of India
  2. The government's one-page-per-scheme guide to every central startup and MSME scheme, with who can apply, what you get and how... startupindia.gov.in Article · 107-page PDF Playbook of Government Schemes and Initiatives for Startups (June 2026) Startup India, DPIIT
  3. MUDRA's own page on Pradhan Mantri MUDRA Yojana loans in four tiers, collateral-free and given through banks, NBFCs and MFIs to... mudra.org.in Tool · Government page MUDRA Offerings (PMMY) MUDRA
  4. The scheme page of the National Credit Guarantee Trustee Company for loans to DPIIT-recognised startups, giving the cover per... ncgtc.in Tool · Scheme page Credit Guarantee Scheme for Startups (CGSS) NCGTC
  5. The government's single portal for applying online to credit-linked schemes, including Mudra business loans and the startup... jansamarth.in Tool · Government portal Jan Samarth: Business loan for startups Government of India
  6. The government's scheme summary for PMEGP, a credit-linked subsidy for setting up a new micro-enterprise, run by KVIC, with the... myscheme.gov.in Article · Scheme page Prime Minister's Employment Generation Programme (PMEGP) myScheme, Government of India
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