Explore / Expense management / Expensify vs Ramp

Compared · prices checked 10 November 2026

Expensify vs Ramp

Pick Expensify if your staff file expenses that need approval and paying back, especially a US team with receipts to scan and reimburse. Pick Ramp if you are a US or UK company that wants free corporate cards with expense tracking, bill pay and AI review of expenses. Both start free, Expensify's Submit plan for all members and Ramp's Free plan at $0 a user a month; paid plans are Expensify Collect at $5 a member a month and Ramp Plus at $15 a user a month plus a platform fee.

Expensify

Expense software for receipt scanning, reports, reimbursements and corporate cards.

Pick it when

US teams with receipts to scan and reimburse

For

A company whose staff file expenses and need them approved and paid back.

What it costs

Submit free; Collect $5 a member a month; Control from $9 an active member a month

Read from expensify.com on 10 November 2026

Free: Submit plan free for all members

Open expensify.com

Ramp

Corporate cards, expenses, bill pay and accounting automation with AI review of expenses.

Pick it when

A US business that wants a corporate card with tracking

For

A US or UK company that wants free cards and expense software.

What it costs

Free $0 a user a month; Plus $15 a user a month plus a platform fee based on team size

Read from ramp.com on 10 November 2026

Free plan at $0 a user a month

Open ramp.com

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