Explore / Payment gateways / Stripe vs Razorpay Payment Gateway
Compared · prices checked 10 November 2026
Stripe vs Razorpay Payment Gateway
Pick Stripe if your buyers pay by cards issued outside India and you have an invite, since Stripe India is invite-only. Pick Razorpay Payment Gateway if you are an Indian business starting to take UPI, cards, netbanking and wallets on your site, app or over a link. Stripe charges 2% for cards issued in India and 3% for cards issued outside India, with no setup or monthly fees; Razorpay Payment Gateway charges 2% per transaction, with 0% for the first 90 days on the current offer.
Stripe
An online payment gateway for cards and wallets, with developer APIs.
Pick it when
Buyers paying by cards issued outside India; Stripe India is invite-only
For
An Indian business selling online, especially to customers abroad, that has an invite from Stripe.
What it costs
2% for cards issued in India, 3% for cards issued outside India; no setup or monthly fees
Read from stripe.com on 10 November 2026
In India
Stripe India is by invite; domestic debit card MDR 0.4% capped at ₹200
Razorpay Payment Gateway
Razorpay
A payment gateway that takes UPI, cards, netbanking and wallets online, with payment links, payment pages and UPI Autopay.
Pick it when
Most Indian businesses starting to take payments online
For
An Indian business taking payments on its site, app or over a link.
What it costs
2% per transaction, with 0% for the first 90 days on the current offer; custom pricing above ₹5 lakh a month
Read from razorpay.com on 10 November 2026
In India
Indian company; takes UPI, RuPay and Indian netbanking
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