Raise money

Which grants can a small business or startup in the US get?

Almost none for starting or growing an ordinary business: the SBA says plainly that it does not give grants to start or expand one, and anyone offering free government money for a fee is running a scam. The real federal grant money is for research and development: the SBIR and STTR programmes, known as America's Seed Fund, which were reauthorized on 13 April 2026 after a six-month lapse; the National Science Foundation's arm alone invests up to $2 million and takes no equity. Search every open federal opportunity on Grants.gov, and ask your state's economic development agency about local programmes. For most small businesses the money that exists is a loan, through an SBA-backed lender.

Part of Government grants on eChai Explore.

Go deeper

7 resources, 7 link-checked.

🎧 Podcast
✓ Link checked Free Intermediate

This is the founder-perspective answer to your exact question, delivered as an interview rather than a listicle. The clearest line lands the decision: if you already have strong traction, are comfortable with the VC route, and want to move fast, grants are not for you. It is honest about the cost too, roughly 160 hours of founder time per serious application and 2 to 8 months from submission to cash, which is precisely the burden that tips the scale toward a round.

Non-Dilutive Startup Fundraising: When SBIR Grants Help and When They Distract

On Feel the Boot by Feel the Boot (with Caroline Arzoo) 35 min

  • A serious grant application eats about 160 founder-hours plus a 2 to 8 month wait for the money to actually land
  • If you have traction and want speed, the grant is the wrong instrument: raise equity and keep moving
  • Non-dilutive works best for early concept validation, and even winners stack it alongside VC rather than choosing one
Open feeltheboot.com →
📄 Article
✓ Link checked Free Beginner

The SBA's own statement that it does not provide grants for starting and expanding a business, and where federal grant money actually is: SBIR and STTR research grants, manufacturing grants, and grants to nonprofits and resource partners.

Grants (U.S. Small Business Administration)

From sba.gov by U.S. Small Business Administration Guide page

  • SBA does not give grants to start or grow a business.
  • Research and development companies may qualify for SBIR or STTR.
  • SBA only emails from addresses ending in @sba.gov; others are scams.
Open sba.gov →
📄 Article
✓ Link checked Free Intermediate

A law firm's summary of the April 2026 reauthorization: the programmes lapsed for six months, were restored on 13 April 2026, and gained a Phase II 'strategic breakthrough' award of up to $30 million and tougher foreign-risk screening.

SBIR/STTR programs reauthorized after six-month lapse

From crowell.com by Crowell and Moring ~6 min read

  • SBIR and STTR were reauthorized on 13 April 2026.
  • A new Phase II strategic breakthrough award goes up to $30 million.
  • From fiscal 2027 agencies cap proposals per firm.
Open crowell.com →
📄 Article
✓ Link checked Free Beginner

The federal government's guide to how grants and loans work, including a warning about 'free money from the government' scams and where to go to start and fund a business.

Government grants and loans (USA.gov)

From usa.gov by USA.gov Guide page

  • The government does not offer free money to individuals to start businesses.
  • Loans, not grants, are the usual federal route for a small business.
  • Report grant scams; never pay a fee to get a grant.
Open usa.gov →
🛠️ Tool
✓ Link checked Free Intermediate

The official portal for the SBIR and STTR programmes, which award non-dilutive federal funding to small businesses developing technology, with every agency's open topics in one search.

SBIR and STTR: America's Seed Fund

From sbir.gov by U.S. Small Business Administration Portal

  • Funding is non-dilutive: the government takes no equity.
  • Each agency publishes its own topics and deadlines; search them here.
  • Read each topic's eligibility before writing a proposal.
Open sbir.gov →
🛠️ Tool
✓ Link checked Free Intermediate

The National Science Foundation's SBIR/STTR programme for deep-tech startups: up to $2 million in seed funding and zero equity, with a project pitch as the first step.

NSF SBIR/STTR (America's Seed Fund at NSF)

From seedfund.nsf.gov by National Science Foundation Programme page

  • Invests up to $2 million and takes no equity.
  • Start with a short project pitch before a full proposal.
  • Best for technical risk, not ordinary small businesses.
Open seedfund.nsf.gov →
🛠️ Tool
✓ Link checked Free Beginner

The single federal site to search and apply for every federal grant opportunity; most opportunities are for organisations and research rather than for starting a business.

Grants.gov

From grants.gov by U.S. Government Portal

  • Search by eligibility to see what a small business can actually apply to.
  • Most listings are for organisations and research, not for starting a business.
  • Never pay a site for access to free grants.
Open grants.gov →

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