Founder life

What are some good low-investment business ideas in India?

The low-investment businesses that last in India sell a skill you already have or something people near you already buy, at a size your savings can carry: a service such as tuition, bookkeeping, design or consulting (no licence needed), a home kitchen (FSSAI registration is Rs 100 a year and covers turnover up to Rs 1.5 crore), or a branded outlet such as an Amul Parlour (a Rs 25,000 deposit plus about Rs 80,000 each for fit-out and equipment, with no royalty). To find yours, write down three things you can do, three things people around you complain about and three things they already pay for, pick where they overlap, and sell it to ten customers before you spend. Lijjat Papad began with seven women in one Mumbai building in 1959. When you need capital, Mudra lends up to Rs 20 lakh and PMEGP subsidises 15 to 35% of a project up to Rs 20 lakh in services or Rs 50 lakh in manufacturing. What kills most: copying an idea off a list into a market that already has ten of it.

Part of Business ideas on eChai Explore.

Go deeper

8 resources, 8 link-checked.

📄 Article
✓ Link checked India Free Beginner

Amul's own page for prospective franchisees, the cleanest example of a low-investment franchise in India: setup costs excluding property usually run Rs 1.5 lakh to Rs 6 lakh by format, with no royalty or revenue share. An Amul Parlour needs a Rs 25,000 refundable deposit, 100 to 150 sq ft, about Rs 80,000 of renovation and about Rs 80,000 of equipment.

Amul franchise formats

From amul.com by GCMMF (Amul) Official page

  • There is no royalty or profit sharing; you earn the retail margin on Amul's products.
  • A Scooping Parlour needs 250 to 400 sq ft, a Rs 50,000 deposit, about Rs 3 lakh of interiors and about Rs 1.5 lakh of equipment.
  • Apply only through Amul's own channels; you bear the shop, staff and power costs.
Open amul.com →
📄 Article
✓ Link checked India Free Beginner

A current (July 2026) guide to starting a home tiffin or dabba service: the Rs 100-a-year FSSAI Registration is the one universal requirement, no GST is needed below Rs 20 lakh of turnover even on Swiggy or Zomato, and the real gatekeepers are your housing society and municipal by-laws.

Tiffin service in India 2026: what you legally need

From calcguru.in by CalcGuru 10 min read

  • FSSAI Basic Registration costs Rs 100 a year and covers home kitchens.
  • Below Rs 20 lakh turnover a tiffin service does not have to register for GST.
  • Get the housing society or landlord NOC in writing before investing.
Open calcguru.in →
📄 Article
✓ Link checked India Free Beginner

A clear July 2026 checklist for a consulting practice in India: no licence for generic consulting, Shops and Establishment in most states, professional tax where levied, GST at Rs 20 lakh of services turnover, an LUT for zero-rated foreign billing, and why you do not need an IEC to export services.

Consultancy business in India 2026: registrations and GST

From calcguru.in by CalcGuru 10 min read

  • Only regulated professions (CA, CS, lawyer, architect) need a professional body registration.
  • Register for GST at Rs 20 lakh, or earlier if company clients want your GSTIN.
  • Start as a proprietor; move to an LLP or private limited when partners, liability or hiring demand it.
Open calcguru.in →
📄 Article
✓ Link checked India Free Beginner

The official description of Mudra loans for non-farm micro enterprises in manufacturing, trading and services: loans up to Rs 20 lakh in four tiers (Shishu, Kishore up to Rs 5 lakh, Tarun up to Rs 10 lakh, and Tarun Plus up to Rs 20 lakh for those who repaid a Tarun loan).

Pradhan Mantri Mudra Yojana (PMMY)

From myscheme.gov.in by Ministry of Finance, on myScheme Scheme page

  • Mudra covers small business loans up to Rs 20 lakh through banks and NBFCs.
  • Tarun Plus (up to Rs 20 lakh) is only for borrowers who have repaid an earlier Tarun loan.
  • Applications up to Rs 5 lakh should be decided within two weeks, per the banking code the page cites.
Open myscheme.gov.in →
📄 Article
✓ Link checked India Free Beginner

The government's own summary of PMEGP, the credit-linked subsidy for new micro enterprises run by KVIC: the subsidy is 15% of project cost in cities and 25% in villages for general applicants, and 25% and 35% for special categories, on projects up to Rs 50 lakh in manufacturing and Rs 20 lakh in services.

Prime Minister's Employment Generation Programme (PMEGP)

From myscheme.gov.in by Ministry of MSME, on myScheme Scheme page

  • General applicants put in 10% of project cost; special categories put in 5%.
  • The maximum project cost for the subsidy is Rs 50 lakh for manufacturing and Rs 20 lakh for a business or service unit.
  • Projects costing up to Rs 10 lakh under PMEGP need no collateral, per the page.
Open myscheme.gov.in →
📄 Article
✓ Link checked India Free Beginner

Lijjat's own account of how seven women in one building in Girgaum, Mumbai, started making papad on 15 March 1959, and grew into a women's organisation of more than 45,000 members with 83 branches. The plainest Indian proof that a home business started with almost nothing can scale.

About Shri Mahila Griha Udyog Lijjat Papad

From lijjat.com by Lijjat Papad Organisation history

  • Lijjat began with 7 women in one residential building in 1959.
  • It now counts more than 45,000 member sisters across India.
  • It began with papad and later added masala, atta and detergent.
Open lijjat.com →
📄 Article
✓ Link checked India Free Beginner

FSSAI's own order setting the food licence tiers in force from 1 April 2026: Registration up to Rs 1.5 crore turnover, State Licence above Rs 1.5 crore and up to Rs 50 crore, Central Licence above Rs 50 crore. It supersedes the old Rs 12 lakh and Rs 20 crore limits most guides still quote.

FSSAI order: revised turnover thresholds for registration and licences (13 March 2026)

From fssai.gov.in by Food Safety and Standards Authority of India 4-page order

  • A food business with turnover up to Rs 1.5 crore needs only FSSAI Registration, not a licence.
  • State Licence covers Rs 1.5 crore to Rs 50 crore; Central Licence is above Rs 50 crore.
  • The order took effect on 1 April 2026 and replaces every earlier threshold.
Open fssai.gov.in →
📄 Article
✓ Link checked Free Intermediate

This is the concrete how-to for collecting problems on purpose. It walks through Amy Hoy's Sales Safari method, where you observe a group you understand where they already hang out online, in their own words, and harvest the pains they complain about repeatedly. It turns keep a running list of frustrations from a slogan into a repeatable practice.

How to Create Products People Want (Sales Safari)

From O'Reilly (Scott Hurff) by Scott Hurff About 12 min read

  • Watch a group you know in the places they already gather
  • Record the pains and workarounds in their exact words
  • Patterns that repeat across many people point to real product ideas
Open oreilly.com →

People also ask

Also in How Founders Use AI

How founders actually use AI for this, over in Productivity.

eChai Partner Brands The partnership →