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Insurance Regulatory and Development Authority of India (IRDAI)

IRDAI · irdai.gov.in Free Advanced India

The regulator that registers every insurer and insurance intermediary in India, and publishes the registration regulations, circulars and lists of licensed entities.

  • Every insurer, broker, corporate agent and web aggregator needs IRDAI registration.
  • Read the current regulations on the site, not a summary, before you plan capital.
Open on irdai.gov.in ↗

The question it answers

  1. What does it take to start an insurance company in India?

Read with it

  1. PRS's neutral summary of the 2025 insurance law: foreign investment in Indian insurers raised from 74% to 100%, foreign... prsindia.org Article The Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill, 2025 PRS Legislative Research
  2. A section-by-section note on the Act, notified on 21 December 2025, including the FEMA changes effective 2 May 2026 that let... vinodkothari.com Article The Sabka Bima Sabki Raksha Insurance Act: the 2047 vision in action Vinod Kothari Consultants
  3. An explainer on what the 2025 law leaves out: no composite licence (a life insurer still cannot sell non-life insurance), and... vajiramandravi.com Article New Insurance Bill 2025 Explained Vajiram and Ravi
  4. The brokers' association's walk-through of the broker regulations: capital of ₹75 lakh for a direct broker (₹4 crore... ibai.org Article IRDAI (Insurance Brokers) Regulations, 2018: an overview Insurance Brokers Association of India
  5. IRDAI's public lists of licensed brokers, corporate agents, web aggregators and other intermediaries, the quickest way to see... policyholder.gov.in Tool List of insurance brokers (IRDAI) IRDAI
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