Founder money foundations
A safety net on lumpy income
The cash buffer that lets a founder make brave decisions instead of scared ones.
How big should my emergency fund be when my income is lumpy?
Bigger than the standard advice. The usual rule is three to six months of expenses. A founder on an irregular salary, whose main asset is illiquid,...
Where should I actually keep my emergency fund so it's safe but I can reach it fast?
The job of this money is to be there instantly and to not lose value, so returns are not the point. In India, founders usually split it across a pl...
Should I raid my emergency fund to keep the company alive?
This is one of the hardest lines a founder draws, and it is worth deciding before you are in the moment. Your emergency fund is what keeps your own...
How do I build an emergency fund when I'm barely paying myself?
Build it slowly and automatically instead of waiting for a month you can spare a large chunk. Start with a small, fixed transfer on the day your sa...
eChai Partner Brands
The partnership →
