Explore / Pricing and finances / Business banking
Business banking · checked 11 November 2026
IDFC FIRST's Startup Current Account if you want no minimum balance; HDFC Bank's StartUp account if you want a large bank's branches.
IDFC FIRST asks no minimum balance for 3 years if you were incorporated within the last 3; HDFC Bank waives its Rs 50,000 average quarterly balance for the first 4 quarters. A sole proprietorship does not qualify for the startup accounts and opens a regular current account. For a card, HDFC Biz Power is the usual default at ₹2,500 a year, waived once you spend ₹4 lakh.
The picksPrices as each maker's page states them
-
1
IDFC FIRST Bank
A new company or LLP that wants no minimum balance
No price we could read on idfcfirst.bank.in. -
2
HDFC Bank
You want a large private bank's branches
StartUp Current Account: average quarterly balance of Rs 50,000, waived for the first 4 quarters Read from hdfc.bank.in on 10 November 2026 -
3
RazorpayX Current Account
You already collect through Razorpay and want payouts in one place
No price we could read on razorpay.com. -
4
ICICI Bank
Plain cashback on a business credit card
Current account: quarterly average balance of ₹50,000; Business Advantage Black card ₹1,500 joining and ₹1,000 annual fee plus GST Read from icici.bank.in on 10 November 2026 -
5
EnKash Corporate Cards
Corporate cards for employees, set up through banks
No price we could read on enkash.com.
Every question on it 4 answers
- Which bank is best for a startup current account in India? Starting Up
- Which business or corporate credit card is best in India? Starting Up
- How do I open a current account for my business? Starting Up
- Should I open a separate business bank account before I even register the company, or use my personal account for now? Starting Up
The readingMost used across these answers
eChai Partner Brands
The partnership →
