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Small business software · checked 11 November 2026

Zoho Books or TallyPrime for GST accounting, Razorpay for payments, Google Workspace for email, the WhatsApp Business app, and Zoho Payroll once you hire.

Five pieces cover almost every small business in India: GST billing and accounting, a way to take payments, business email with shared documents, WhatsApp Business for customers, and payroll once you hire. Zoho Books is free while revenue stays under ₹25 lakh a year, and Zoho Payroll is free for up to 10 employees. Buy the accounting tool your CA can work in, add nothing until a task hurts, and review every subscription each quarter.

The picksPrices as each maker's page states them

  1. 1
    Zoho Books

    Most small businesses that file GST

    Free under ₹25 lakh revenue a year; Standard ₹749, Professional ₹1,499, Premium ₹2,999, Elite ₹4,999, Ultimate ₹7,999 an organisation a month, billed yearly Read from zoho.com on 10 November 2026 Free plan for as long as revenue in the financial year stays under ₹25 lakh
  2. 2
    TallyPrime

    Your accountant already works in Tally

    Silver (single user) ₹750 a month, ₹9,000 a year or ₹22,500 for a lifetime licence; Gold (multi-user) ₹2,250 a month or ₹67,500 lifetime; plus 18% GST Read from tallysolutions.com on 10 November 2026
  3. 3
    Razorpay Payment Gateway

    Taking UPI and card payments

    2% per transaction, with 0% for the first 90 days on the current offer; custom pricing above ₹5 lakh a month Read from razorpay.com on 10 November 2026
  4. 4
    Google Workspace

    Email on your own domain with shared documents

    Business Base ₹99, Business Starter ₹270, Business Standard ₹1,080 a user a month, excluding tax; Enterprise on request Read from workspace.google.com on 10 November 2026 Free: 14-day free trial
  5. 5
    Zoho Payroll

    Payroll once you hire, free up to 10 employees

    Free up to 10 employees; Standard ₹1,000 (25 employees included), Professional ₹3,000, Premium ₹4,000 an organisation a month, billed yearly Read from zoho.com on 10 November 2026 Free forever for up to 10 employees
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