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Transcription and subtitles · checked 11 November 2026

Your phone for new recordings, Gemini for a short file, Whisper for anything private, and Clipchamp or YouTube's own captions for subtitles.

Gemini's free plan accepts up to 10 minutes of audio per prompt, and Otter's free plan gives 300 minutes a month but only 3 lifetime file imports, so it suits live meetings. YouTube's automatic captions cover Hindi, Tamil, Bengali and more, and Show transcript copies any captioned video's text. Read the words through once, because machines miss names and numbers; CapCut is banned in India.

The picksPrices as each maker's page states them

  1. 1
    Gemini

    A short audio file, free

    Free; Google AI Plus ₹399 a month; AI Pro ₹1,950 a month; Ultra from ₹6,500 a month Read from gemini.google on 10 November 2026 Free plan with Deep Research, Gemini Live and Gemini Notebook
  2. 2
    Whisper

    Confidential recordings, on your own computer

    Free and open source under the MIT licence Read from github.com on 10 November 2026
  3. 3
    Otter

    Live meetings

    Basic free; Pro $8.33 a user a month billed annually ($16.99 monthly); Business $19.99 a user a month billed annually Read from otter.ai on 10 November 2026 Free: Basic, free forever: 300 transcription minutes a month, 30 minutes a conversation
  4. 4
    Microsoft Clipchamp

    Burnt-in captions on social video

    Free; premium features come with Microsoft 365 Personal and Family subscriptions Read from clipchamp.com on 10 November 2026 Free editor with unlimited exports up to 1080p and no watermark
  5. 5
    Subtitle Edit

    A subtitle file made offline

    Free and open source under the MIT licence Read from github.com on 10 November 2026
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