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CGTMSE: collateral-free credit for MSEs

CGTMSE · cgtmse.in Free Beginner India

The site of the trust set up by the MSME Ministry and SIDBI that guarantees collateral-free and third-party-guarantee-free loans made to micro and small enterprises by member lending institutions.

  • You do not apply to CGTMSE; your bank or NBFC lodges the guarantee after sanctioning the loan.
  • Ask the lender for a CGTMSE-covered loan by name.
  • Udyam registration is the usual first document for an MSE.

It answers 2 questions

  1. How do I get a business loan without collateral in India?
  2. What is working capital, and how do I manage it?

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