Article · Scheme page

Pradhan Mantri Mudra Yojana (PMMY)

Ministry of Finance, on myScheme · myscheme.gov.in Free Beginner India

The official description of Mudra loans for non-farm micro enterprises in manufacturing, trading and services: loans up to Rs 20 lakh in four tiers (Shishu, Kishore up to Rs 5 lakh, Tarun up to Rs 10 lakh, and Tarun Plus up to Rs 20 lakh for those who repaid a Tarun loan).

  • Mudra covers small business loans up to Rs 20 lakh through banks and NBFCs.
  • Tarun Plus (up to Rs 20 lakh) is only for borrowers who have repaid an earlier Tarun loan.
  • Applications up to Rs 5 lakh should be decided within two weeks, per the banking code the page cites.
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