Article

Debt mutual funds, explained

ClearTax Free Intermediate India

What debt funds are, the types, the risks, and their recently changed tax treatment in India, before you park money in one.

Open on cleartax.in ↗

Curated reading that points you to the sources, not personalised investment advice.

It answers 7 questions

  1. What is a debt fund, and when should I use one?
  2. Where should I actually keep my emergency fund so it's safe but I can reach it fast?
  3. How is the interest on my FDs and debt funds taxed in India?
  4. How big should a founder's emergency fund be, and where should I park it?
  5. What is a liquid fund, and is it a good place for money I might need next month?
  6. How big should my emergency fund be as a founder with unpredictable income?
  7. If I rent instead of buying, where should the down-payment money go?

Read with it

  1. A no-nonsense, ad-light India personal-finance site: plain math and free calculators for emergency funds, goals, and asset... Freefincal Tool Freefincal: goal-based planning and calculators M. Pattabiraman
  2. A trusted India-first place to compare funds and think about where cash goes once you have some to invest. Value Research Tool Value Research: fund research and planning Value Research
  3. The free, India-first grounding in what to do with cash once you have it: goals, allocation, SIPs, and not losing it to fees. Zerodha Varsity Course Personal Finance Zerodha Varsity
  4. The mutual fund industry body investor corner: fund basics, NAVs, and how SIPs work, straight from the source. AMFI Guide AMFI: mutual fund investor resources AMFI
  5. A practical India-first reference for keeping personal and company finances (and their tax) cleanly separate. ClearTax Article ClearTax: personal and business tax guides ClearTax
  6. The free, India-first walkthrough of what a mutual fund and an index fund actually are, direct vs regular plans, and how a SIP... Zerodha Varsity Course Mutual Funds Zerodha Varsity
eChai Partner Brands The partnership →