Course

Personal Finance

Zerodha Varsity Free Beginner India

The free, India-first grounding in what to do with cash once you have it: goals, allocation, SIPs, and not losing it to fees.

Open on zerodha.com ↗

Curated reading that points you to the sources, not personalised investment advice.

It answers 56 questions

  1. How big should my emergency fund be when my income is lumpy?
  2. How do I start diversifying when most of my wealth is illiquid?
  3. I run a company. Should I even try to pick stocks?
  4. Where should I keep cash I might need in a year?
  5. Are PPF and NPS worth it for a founder?
  6. How should I think about asset allocation when my startup is most of my net worth?
  7. How often should I review or rebalance my portfolio?
  8. How are my stock and mutual fund gains taxed in India?
  9. What insurance does a founder actually need?
  10. Should I buy a house while I'm building a startup?
  11. Is there a way to invest in real estate without buying property?
  12. How much of my money should be in crypto or gold?

And 44 more across the hub.

Read with it

  1. A no-nonsense, ad-light India personal-finance site: plain math and free calculators for emergency funds, goals, and asset... Freefincal Tool Freefincal: goal-based planning and calculators M. Pattabiraman
  2. A trusted India-first place to compare funds and think about where cash goes once you have some to invest. Value Research Tool Value Research: fund research and planning Value Research
  3. The best reminder that avoiding ruin beats chasing returns, and that wealth is the money you don't spend. The whole founder... The Psychology of Money Book The Psychology of Money Morgan Housel
  4. The market regulator own free investor-education portal: unbiased basics on investing, mutual funds, and avoiding scams, with... SEBI Guide SEBI Investor Education portal SEBI
  5. A practical India-first reference for keeping personal and company finances (and their tax) cleanly separate. ClearTax Article ClearTax: personal and business tax guides ClearTax
  6. The India reference on short vs long term capital gains, holding periods, and rates for equity, funds, and property, so you... ClearTax Article Capital gains tax in India ClearTax
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