Article

PPF and NPS explained

ClearTax Free Beginner India

The India-specific detail on how PPF and NPS work: lock ins, returns, and the tax treatment, so you know what you are committing to before you commit.

Curated reading that points you to the sources, not personalised investment advice.

It answers 3 questions

  1. Are PPF and NPS worth it for a founder?
  2. Should I lock money in PPF when I might need it for the startup?
  3. Should I put my 80C tax-saving money in ELSS or PPF?

Read with it

  1. The mutual fund industry body investor corner: fund basics, NAVs, and how SIPs work, straight from the source. AMFI Guide AMFI: mutual fund investor resources AMFI
  2. A no-nonsense, ad-light India personal-finance site: plain math and free calculators for emergency funds, goals, and asset... Freefincal Tool Freefincal: goal-based planning and calculators M. Pattabiraman
  3. The free, India-first grounding in what to do with cash once you have it: goals, allocation, SIPs, and not losing it to fees. Zerodha Varsity Course Personal Finance Zerodha Varsity
  4. The India detail on NPS: the equity option, the tax benefits, and the withdrawal lock ins, so you know exactly what you are... ClearTax Article NPS, the National Pension System explained ClearTax
  5. How ELSS gives you an 80C tax deduction while keeping the money in equity, with the shortest lock in of the 80C options. ClearTax Article ELSS tax-saving funds ClearTax
  6. The full menu of section 80C tax-saving options (PPF, ELSS, insurance, and more) under the old regime, in one place. ClearTax Article Section 80C deductions ClearTax
eChai Partner Brands The partnership →