Protection & estate
Wills, nominees, and succession
Making sure what you build reaches your family without a mess.
Do I need a will, and what about nominees?
Yes, and the two are not the same thing, which trips people up. A nominee is only a custodian who receives an asset to hand on. A will is what actu...
What happens to my money and startup equity if I die without a will in India?
If you die without a valid will (intestate), you do not get to decide who receives what: the law does, through succession rules that depend on your...
Nominee or legal heir, who actually receives my assets when I die?
These are two different roles and confusing them causes real family fights. In many Indian assets (bank accounts, mutual funds, insurance, demat), ...
How do I make sure my startup shares and ESOPs actually reach my family?
Equity needs its own plan, because it does not move as simply as a bank balance. Start by naming who inherits your shares and vested ESOPs in your ...
Do I need to register my will, or can I just write it myself?
In India a will does not have to be on stamp paper or registered to be valid. A will you write yourself, in plain language, signed by you and attes...
How do I organize my finances so my family can find everything if something happens to me?
A will decides who inherits, but your family still has to find what you owned, and founders tend to have assets scattered across banks, brokers, ca...
What happens to my crypto, digital accounts, and online assets when I die?
Digital assets are the easiest to lose completely, because they often live behind passwords and two-factor codes only you hold. Crypto in a self-cu...
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