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Capital gains tax · checked 11 November 2026

Listed shares and equity funds sold within a year pay 20%; held longer, they pay 12.5% on gains above ₹1.25 lakh a year.

Unlisted shares, property and foreign stocks turn long term only after 24 months and then pay 12.5%, and a switch from one mutual fund to another counts as a sale. If you are resident in India your worldwide gains are taxed here, and capital gains count toward advance tax during the year. Holding equity past a year and using the ₹1.25 lakh exemption are the honest ways to pay less.

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