We plan to bring eChai across 100 cities in India. It starts with eChai Startup Demo Day on 26 September, all in person. 11 cities confirmed, 325 founders registered. Any city that reaches 20 interested founders is on too. See your city
Tax & structuring

How are my stock and mutual fund gains taxed in India?

In broad strokes, it depends on what you hold and for how long. For listed equity and equity mutual funds, gains on holdings sold within a year are short term and taxed at a higher rate, while gains after a year are long term and taxed at a lower rate above an annual exemption. Debt funds and other assets follow different rules and holding periods. Rates and thresholds change with each budget, so treat this as the shape of it, not the current number: know that holding period and asset type drive your tax, and confirm the present rates, or ask a CA, before you sell.

Go deeper

4 resources, 4 India-specific, 4 link-checked.

📄 Article
✓ Link checked India Free Intermediate

The India reference on short vs long term capital gains, holding periods, and rates for equity, funds, and property, so you know the tax before you sell.

Capital gains tax in India

From ClearTax by ClearTax

Open cleartax.in
🎓 Course
✓ Link checked India Free Beginner

The free, India-first grounding in what to do with cash once you have it: goals, allocation, SIPs, and not losing it to fees.

Personal Finance

From Zerodha Varsity by Zerodha Varsity

Open zerodha.com
🎓 Course
✓ Link checked India Free Intermediate

Zerodha Varsity free module on how investment income is taxed in India: capital gains, holding periods, and turnover, in plain language.

Markets and Taxation

From Zerodha Varsity by Zerodha Varsity

Open zerodha.com

People also ask

eChai Partner Brands