I’m an experienced Product Leader & Business Head at FPL with over 10 yrs of overall experience . We're currently valued at $1.4B in 3 years of operation. Currently focusing on re-imagining credit cards and increasing access to Credit Score. 

Scaling OneScore - India’s favourite Credit Score app to new heights. Over the last 3 years, I’ve built product teams here and helped scale our business from 0-17m users and from a valuation of $10m to $1.4b in less than 3 yrs. 

OneCard, our card product is one of the most loved new generation credit cards in the industry. 

Previously i built & scaled my own short video startup to 500k users. Prior to this i built & grew the growth team at Gaana to power us to 10m+ users at a 95%growth. 

I also invest and advice startups in my free time. Areas of interest: fintech, short video, 

To contact me, feel free to reach out directly at vernekardinesh at gmail.com. I write extensively on tech on my blog https://productnotes.in/ 

My specific areas of expertise -

1. GTM - launching new products and startups
2. Consumer insights 
3. Product Management 
4. Fintech - PFM, Credit Cards, Credit Score, Lending.