More about Kimmo Rytkönen
With over 15 years of experience in consumer lending and fintech I have successfully founded, managed and advised several fintech companies and have a strong understanding of what it takes to build a data driven B2C business and how to achieve scale and profitability fast. I’m following actively the peer-to-peer industry and developments in embedded finance.
I’m the founder and CEO of Income, the next generation peer-to-peer marketplace that is introducing a new standard of investor protection to peer-to-peer.
My recent achievements are
- co-founding Tunaiku, the flagship product of Bank Amar and the leading digital lending brand in Indonesia. Since founding of Tunaiku, bank Amar has quickly become a success story of financial inclusion and it successfully completed an IPO in early 2020 and is listed on IDX with a market cap of nearly USD 200 million. I´m currently a member of the steering committee of the bank.
-As the co-founder and Group CEO of the Supernova / Aasa consumer lending group, I oversaw the company’s expansion in several European markets, reaching 200 million EUR balance sheet and 80 million EUR in annual revenue. Also took the company through a difficult debt and equity restructuring while successfully managing different stakeholder groups and guiding the company´s exit from unprofitable markets. I left the company in 2019 well positioned for growth and future success.
I’m the founder and CEO of Income, the next generation peer-to-peer marketplace that is introducing a new standard of investor protection to peer-to-peer.
My recent achievements are
- co-founding Tunaiku, the flagship product of Bank Amar and the leading digital lending brand in Indonesia. Since founding of Tunaiku, bank Amar has quickly become a success story of financial inclusion and it successfully completed an IPO in early 2020 and is listed on IDX with a market cap of nearly USD 200 million. I´m currently a member of the steering committee of the bank.
-As the co-founder and Group CEO of the Supernova / Aasa consumer lending group, I oversaw the company’s expansion in several European markets, reaching 200 million EUR balance sheet and 80 million EUR in annual revenue. Also took the company through a difficult debt and equity restructuring while successfully managing different stakeholder groups and guiding the company´s exit from unprofitable markets. I left the company in 2019 well positioned for growth and future success.
Signing up on our website is completely free! If you encounter any issues with profile or notice something unusual, please don't hesitate to report it to us. We're here to help ensure a smooth and secure experience.
Featured speaker at previous eChai events:
Founders and startup folks who joined past eChai startup events
The eChai Effect - In Their Words
"I attended my first eChai event 3 yrs back, and no one knew me in the market. Over the next three years, eChai didn’t only help me with knowledge or networking, but it gave me an identity from being unknown to now being recognized by a group of inspirational entrepreneurs connected with eChai, who have been gracious enough to acknowledge me and Digipple."
Viraj Rajani
Co-Founder, Digipple
“When we launched LegalWiz.in back in 2016, concept of procuring legal and compliance services through a digital commerce platform wasn't as prominent in India. eChai played a significant role in providing the early adopters, and building significant positioning in the startup fraternity. Overtime, eChai grew to be a massive network of like-minded entrepreneurs and extended that benefit to all the members in a true "co-rise" spirit. I personally love to attend eChai events, learn from subject matter experts who share relatable and actionable insights and experiences. For startup journeys, it is so important to be surrounded by people who can add relevance, perspective, and push you to do better. Most importantly a group of people where you aren't being judged about things going right or wrong, but be a motivational force that keeps you going, yet keeping you in check. eChai is that place for me!”
Shrijay Sheth
Founder at LegalWiz.in and Hire4Higher Consulting
"eChai has played a truly pivotal role in HummingBird’s journey — even before Day Zero. From ideation to establishment and into growth, it’s been a constant source of support. It connected me with incredible people who’ve become more than just friends. One of the biggest reasons I chose to stay in Ahmedabad is because of the eChai community. It has shaped my growth — both personally and professionally — in ways that are hard to articulate. Honestly, words fall short when I try to express what eChai means to me. I’m deeply thankful and forever grateful to eChai for being such an integral part of my journey."
Harsha Bhurani
Founder, HummingBird Consulting Group
eChai Partner Brands
eChai Ventures partners with select brands as their growth partner - working together to explore new ideas, open doors, and build momentum across the startup ecosystem.
