Pick your tools

Which payroll software should a small business in India use?

RazorpayX Payroll if you want salaries paid and PF, ESI, PT and TDS deposited and filed for you, Zoho Payroll if you have under 10 people or run Zoho Books, and greytHR or Keka once leave, attendance and HR sit beside payroll. RazorpayX costs ₹3,499 a month for up to 20 employees plus 18% GST; Zoho Payroll is free up to 10 employees, then ₹1,000 a month billed annually for 25; greytHR is ₹2,495 a month for 50; Keka quotes its base and lists ₹90 to ₹150 per additional employee. Whatever you pick must handle PF (mandatory at 20 employees), ESI (wages up to ₹21,000), state professional tax (capped at ₹2,500 a year) and TDS on salary, and two recent changes: EPFO's wage ceiling revision from ₹15,000 to ₹25,000, and the Labour Codes from 21 November 2025, which cap allowances at 50% of CTC and so raise the PF base. Ask each vendor to show both on a real payslip before you sign.

Part of Payroll software on eChai Explore.

Go deeper

10 resources, 10 link-checked.

▶️ Video
✓ Link checked India Free Beginner

A short, recent walkthrough by a Zoho partner showing how Indian statutory deductions are switched on and calculated in a pay run, which is exactly what a first-time employer needs to see.

Zoho Payroll walkthrough: EPF, ESI, PT and TDS automated

On youtube.com by Elite Tech Corp 9 min

  • Enable EPF, ESI and professional tax at the organisation level before adding salaries.
  • TDS on salary is computed from each employee's declared regime and investments.
  • Check one payslip by hand before the first full run.
Watch on YouTube youtube.com →
▶️ Video
✓ Link checked India Free Intermediate

Razorpay's session on what the Labour Codes in force from 21 November 2025 change in a salary structure, and how to reflect it in payroll. Long, but the clearest look at the wage-definition change from inside a payroll product.

India's new Labour Codes, part 2: setting up payroll on RazorpayX Payroll

On youtube.com by Razorpay 70 min

  • The new wage definition changes how PF and gratuity are calculated, so salary structures need a review.
  • Update templates once and every new employee inherits them.
  • Ask your payroll provider to show the change on a real payslip.
Watch on YouTube youtube.com →
▶️ Video
✓ Link checked India Free Beginner

A plain Hindi explainer of the 50% wage rule under the Labour Codes and what it does to take-home pay, PF and CTC, for founders who want the reasoning before touching salary structures.

Labour Code 2025: how salary and CTC will be impacted (Hindi)

On youtube.com by Labour Law Advisor 13 min

  • Allowances above half of CTC now count towards wages for PF and gratuity.
  • Take-home may fall while retirement contributions rise.
  • Restructure offer letters before the next appraisal cycle, not after.
Watch on YouTube youtube.com →
📄 Article
✓ Link checked India Free Beginner

This breaks down the four things you will run monthly (TDS under Section 192, PF via UAN, ESI for sub-21,000 wages, PT capped at 2,500 a year) and ties each to what a payroll provider actually automates, so you can decide what to hand to RazorpayX Payroll, Zoho, or Keka instead of filing 24Q by hand. It answers the exact 'do I need an HR hire yet' question: no, you need TAN, TRACES, and a payroll tool.

Payroll Compliance: PF, ESI, PT and TDS Explained

From Razorpay by RazorpayX Payroll 15 min read

  • TDS on salary needs a TAN and TRACES registration up front, and is computed on the employee's average annual tax rate, not a flat cut
  • Both employer and employee contribute equally to EPF each month, and every employee needs a UAN, which the payroll tool provisions for you
  • A payroll provider files your PF/ESI/PT/24Q returns automatically, which is why one is worth setting up before your first employee, not after an audit
Open razorpay.com →
📄 Article
✓ Link checked India Free Beginner

An employer's guide, from an Indian payroll company, to the four Labour Codes that took effect on 21 November 2025 and replaced 29 older laws, covering the new wage definition, fixed-term gratuity, appointment letters and gig-worker social security.

Labour Codes 2025: A Practical Guide for HR Leaders

From greytHR by Prachi S 15 min read

  • Allowances cannot exceed 50% of total remuneration, so the wage base for PF and gratuity rises and take-home pay may fall.
  • Fixed-term employees become eligible for gratuity after one year instead of five, with parity with permanent staff.
  • Employers must issue a formal appointment letter to every employee.
  • Many state rules were still being finalised, so follow existing rules in the transition while preparing for the new regime.
Open greythr.com →
🛠️ Tool
✓ Link checked India Paid Beginner

Razorpay's payroll for Indian companies, which pays salaries and calculates, pays and files statutory compliance. Prime covers up to 20 employees at ₹3,499 a month plus 18% GST, with ₹150 a month for each additional employee.

RazorpayX Payroll pricing

From razorpay.com by Razorpay Pricing page

RazorpayX Payroll on eChai Explore

  • Prime is ₹3,499 a month plus GST for up to 20 employees.
  • It files PF, ESI, PT and TDS as well as paying salaries.
  • Pick it over a free tool when you want compliance filings done for you.
Open razorpay.com →
🛠️ Tool
✓ Link checked India Freemium Beginner

Indian payroll software that calculates salaries, payslips and statutory deductions. It is free forever for up to 10 employees, which covers most first hires.

Zoho Payroll pricing (India)

From zoho.com by Zoho Pricing page

Zoho Payroll on eChai Explore

  • Run your first payroll free for up to 10 employees.
  • It handles TDS, PF and payslips so you are compliant from the first salary.
  • Move to a paid plan only once you pass 10 employees.
Open zoho.com →
🛠️ Tool
✓ Link checked India Paid Beginner

India-built HR and payroll used by small and mid-sized firms. The page lists Essential at ₹2,495 a month including 50 employees (₹45 per employee above that) and Growth at ₹4,495 a month (₹85 above 50), which adds attendance, shifts, overtime and geo-fencing, plus add-ons such as expenses at ₹35 a user a month and Recruit at ₹2,500 a recruiter a month.

greytHR pricing

From greythr.com by greytHR Pricing page

greytHR on eChai Explore

  • Every plan includes complete payroll, leave management and employee self-service.
  • Growth is the plan to pick if attendance and shifts should feed payroll directly.
  • There is a 7-day free trial with no upfront cost.
Open greythr.com →
🛠️ Tool
✓ Link checked India Paid Intermediate

Keka is a full Indian HRMS with payroll, attendance, performance and hiring, popular with growing startups. Its page lists three HRMS and payroll plans, Foundation, Strength and Growth, at ₹90, ₹120 and ₹150 per additional employee, with the base fee quoted by the sales team and a one-time setup fee.

Keka pricing

From keka.com by Keka Pricing page

Keka on eChai Explore

  • The base price is quoted on request; the page shows only the per-additional-employee rates.
  • A nominal setup fee applies for onboarding.
  • It fits a company that wants payroll, performance reviews and hiring in one product rather than payroll alone.
Open keka.com →

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