We plan to bring eChai across 100 cities in India. The next eChai Startup Demo Day is on 29 August in Bengaluru and Pune. The next after that is on 26 September, all in person. 11 cities confirmed, 329 founders registered. Any city that reaches 20 interested founders is on too. See your city
Real estate

Buy vs rent for a founder

Why the usual buy-a-house advice fits a salaried life better than a founder's.

Market All India Global
Should I buy a house while I'm building a startup? Usually there is no rush, and renting often fits a founder better than the standard advice admits. A home purchase ties up a large down payment (mo... 3 resources → Does taking a home loan make sense on irregular founder income? Approach it more cautiously than a salaried buyer would. A home loan is a fixed, long, monthly commitment, and founder income is often lumpy or del... 3 resources → My parents keep pushing me to buy a house. Should I? This is real, and it helps to name that the pressure is emotional as much as financial. For your parents' generation, a house was the safe store of... 2 resources → How much of my net worth is safe to tie up in a home? There is no single right number, but the principle is simple. As a founder, most of your wealth already sits in one illiquid, risky place: your com... 2 resources → Should I buy a house right after a secondary or a big funding round? A secondary or a funding round can make a home feel suddenly affordable, and that is exactly when to slow down. Money from a secondary is rare liqu... 2 resources → If I rent instead of buying, where should the down-payment money go? The case for renting only holds if you actually invest the money you did not put into a house, rather than letting it drift. A down payment plus ye... 3 resources → Does buying make sense if the startup might relocate me to another city? Relocation risk is one of the strongest reasons a founder should think twice before buying. Startups move for talent, for a co-founder, for an inve... 2 resources → How do I actually compare buying versus renting in an Indian city? Do not compare rent to EMI, that is the trap. Compare the full cost of each over the years you will realistically stay. On the owning side, add up ... 2 resources → Do home loan tax benefits change the buy-versus-rent math? Yes, and they are worth understanding without letting them drive the decision. In India a home loan can offer deductions on the interest paid and o... 2 resources →
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