Approach it more cautiously than a salaried buyer would. A home loan is a fixed, long, monthly commitment, and founder income is often lumpy or delayed, so an EMI that looks affordable in a good month can become a real strain in a lean one. Lenders also lean on steady salary slips, which founders may not have in the usual form. If you do borrow, keep the EMI to a comfortably small share of your reliable income (not your best month), hold a larger cash buffer than the standard advice so a few slow months cannot threaten the roof over your head, and avoid stretching to the maximum the bank will lend. The bank's comfort with the loan is not the same as yours.
3 resources, 3 India-specific, 2 link-checked.
The India tax angle on a home loan: the deductions on principal and interest, and what actually qualifies for them.
From ClearTax by ClearTax
Open cleartax.in →The free, India-first grounding in what to do with cash once you have it: goals, allocation, SIPs, and not losing it to fees.
From Zerodha Varsity by Zerodha Varsity
Open zerodha.com →A no-nonsense, ad-light India personal-finance site: plain math and free calculators for emergency funds, goals, and asset allocation, with no product to sell you.
From Freefincal by M. Pattabiraman
Open freefincal.com →
