A secondary or a funding round can make a home feel suddenly affordable, and that is exactly when to slow down. Money from a secondary is rare liquidity from a very concentrated bet, and its first job is usually to de-risk your life: build an emergency fund, clear high-cost debt, and diversify into liquid assets whose outcome you do not control. Sinking a large chunk straight into a down payment swaps one illiquid asset for another and can leave you cash-poor again. If you do buy, size it so the EMIs are comfortable on your regular income, not on the assumption of the next round or the next secondary. Also plan for tax: a secondary is usually a capital gains event, so confirm what you will owe with a CA before you commit the proceeds, since rates and rules change.
2 resources, 1 India-specific, 1 link-checked.
The India reference on short vs long term capital gains, holding periods, and rates for equity, funds, and property, so you know the tax before you sell.
From ClearTax by ClearTax
Open cleartax.in →A calm explainer of what a secondary actually is, who has to approve it, and how the price gets set, before you raise it with your board.
From Carta by Carta
Open carta.com →
