Advisors & tools
DIY vs hiring help
When a founder can manage money alone, and when a CA or fee-only planner earns their fee.
Do I need a wealth manager, or can I do this myself?
Most founders can do the basics themselves, and should, at least until the money gets genuinely complex. A simple plan (emergency fund, term and he...
How do I find a good fee-only financial planner in India?
Look for someone paid only by you, not by the products they sell, because that alignment is the whole point. In India that usually means a SEBI-reg...
How much should a fee-only financial planner in India cost, and how do I know it's worth it?
Fee-only planners charge you directly, not through commissions on what they sell, so their advice is not tied to a product. In India you'll typical...
What's the difference between a distributor, an RIA, and my bank relationship manager in India?
These sound similar but are paid very differently, and that changes the advice. A mutual fund distributor earns a commission from the fund house on...
Can my CA also handle my investing, or is that a separate job?
They overlap but they are not the same job. A good CA is invaluable for tax filing, structuring your salary and ESOPs, capital gains, and staying c...
How do I check whether a financial advisor in India is actually registered with SEBI?
Before you take anyone's money advice, confirm they are allowed to give it. In India, fee-only advisers should be registered as SEBI Registered Inv...
My company just had a secondary and I have real money for the first time. Do I need an advisor now?
A liquidity event is exactly the moment to slow down. For the first time a big chunk of your net worth is cash instead of illiquid equity, and the ...
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