Advisors & tools

Do I need a wealth manager, or can I do this myself?

The short answer

Most founders can do the basics themselves, and should, at least until the money gets genuinely complex. A simple plan (emergency fund, term and health insurance, a boring index-plus-fixed-income portfolio bought through SIPs) does not need a manager, and many managers are paid through commissions that quietly cost you. Where paid help earns its fee is at real complexity: a large secondary or exit, cross-border income, structuring, or estate planning, where a fee-only financial planner and a good CA can save you far more than they cost. Prefer fee-only advice (you pay for the advice, not for products), and hire for the hard, specific problems rather than to run the whole thing.

A curated summary to orient you, not advice. The resources below are the real value.

Go deeper, your way

2 hand-picked resources, 1 India-specific. Pick how you want to dig in.

📖 Book
Paid Beginner

Why we picked it The best reminder that avoiding ruin beats chasing returns, and that wealth is the money you don't spend. The whole founder concentration problem, told as stories.

The Psychology of Money

From The Psychology of Money by Morgan Housel

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