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Asset allocation · checked 11 November 2026

Count your startup equity as the risky part of your portfolio and keep the rest safer: an emergency fund, broad index funds and fixed income.

A busy founder needs few, automatic holdings: near-term cash somewhere liquid, long-term money in one or two low-cost index funds through SIPs, and some global exposure, since your income and company are already tied to India. Review once or twice a year, or when the mix drifts past a set band, and write the plan down so a market drop does not decide for you.

Every question on it 10 answers

  1. How should I think about asset allocation when my startup is most of my net worth? Wealth
  2. How much of my money should ever sit in individual stocks? Wealth
  3. How much of my money should sit in safe fixed income versus everything else? Wealth
  4. What's a simple portfolio a busy founder can actually maintain? Wealth
  5. How much of my money should be in equity versus safer assets at my age and stage? Wealth
  6. Should I count my startup equity as part of my portfolio when I decide how to invest my liquid money? Wealth
  7. Should I invest in both Indian and global markets, or just stick to India? Wealth
  8. How often should I review or rebalance my portfolio? Wealth
  9. What actually triggers a rebalance, a fixed date or a drift threshold? Wealth
  10. How do I stop myself from tinkering with my portfolio every time the market drops? Wealth

The readingMost used across these answers

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