Essay

The Stock Series

JL Collins · jlcollinsnh.com Free Beginner

The clearest, calmest case ever written for low cost index investing and leaving it alone. Global, but the mindset travels straight to India.

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Curated reading that points you to the sources, not personalised investment advice.

It answers 11 questions

  1. Should I buy index funds or pick stocks?
  2. I run a company. Should I even try to pick stocks?
  3. What's a simple portfolio a busy founder can actually maintain?
  4. Where should the first money I take off the table actually go?
  5. How much of my money should ever sit in individual stocks?
  6. Should my diversified money try to beat the market, or just track it?
  7. The market crashed and my SIP is deep in the red. Should I stop?
  8. Should I diversify into real estate, gold, or just index funds?
  9. If I rent instead of buying, where should the down-payment money go?
  10. Should I invest in both Indian and global markets, or just stick to India?
  11. Should I use index funds or actively managed funds for the equity part of my portfolio?

Read with it

  1. The free, India-first walkthrough of what a mutual fund and an index fund actually are, direct vs regular plans, and how a SIP... Zerodha Varsity Course Mutual Funds Zerodha Varsity
  2. The market regulator own free investor-education portal: unbiased basics on investing, mutual funds, and avoiding scams, with... SEBI Guide SEBI Investor Education portal SEBI
  3. The free, India-first grounding in what to do with cash once you have it: goals, allocation, SIPs, and not losing it to fees. Zerodha Varsity Course Personal Finance Zerodha Varsity
  4. The canonical, no-hype reference on building a simple index portfolio and why costs and discipline beat cleverness. Bogleheads Guide Bogleheads: getting started Bogleheads
  5. The best reminder that avoiding ruin beats chasing returns, and that wealth is the money you don't spend. The whole founder... The Psychology of Money Book The Psychology of Money Morgan Housel
  6. A no-nonsense, ad-light India personal-finance site: plain math and free calculators for emergency funds, goals, and asset... Freefincal Tool Freefincal: goal-based planning and calculators M. Pattabiraman
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