Boring, few, and automatic beats clever and fiddly, especially when your attention belongs to your company. A workable shape for many founders: a solid emergency fund and near-term cash in safe, liquid places; the bulk of long-term money in one or two broad, low cost index funds bought through monthly SIPs; and a smaller slice in safe fixed income for stability. That is close to the whole plan. Rebalance once or twice a year, resist adding complexity, and remember your biggest, riskiest holding is already your startup equity, so the liquid portfolio's job is to be the calm counterweight, not another bet. A simple plan you actually stick to beats an optimal one you abandon.
A curated summary to orient you, not advice. The resources below are the real value.
3 hand-picked resources, 1 India-specific, 2 link-checked. Pick how you want to dig in.
Why we picked it The clearest, calmest case ever written for low cost index investing and leaving it alone. Global, but the mindset travels straight to India.
From jlcollinsnh.com by JL Collins
Open jlcollinsnh.com →Why we picked it The canonical, no-hype reference on building a simple index portfolio and why costs and discipline beat cleverness.
From Bogleheads by Bogleheads
Open bogleheads.org →Why we picked it The free, India-first grounding in what to do with cash once you have it: goals, allocation, SIPs, and not losing it to fees.
From Zerodha Varsity by Zerodha Varsity
Open zerodha.com →
