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Karbon Card

2 resources from Karbon Card we point founders to, and the questions each answers.

📄 Article
✓ Link checked India Free Beginner

Why we picked it The concrete India checklist for looking legitimate to a larger client without incorporating a fake team. It spells out the four signals a corporate procurement desk actually checks: a GSTIN so they can claim input credit, a current account that separates business from personal money, optional Udyam (MSME) registration for vendor onboarding, and clean invoices carrying PAN, SAC codes, and payment terms. Sloppy invoicing, it notes, is what delays your payment.

Best Business Structure for Freelancers and Solo Founders in India

From Karbon Card by Karbon Card 12 min read

  • You are already a sole proprietor by default; you do not need a Pvt Ltd to look real, you need a GSTIN and a current account so enterprise onboarding and input-tax-credit claims go through.
  • A current account (not your personal savings account) improves audit readiness and reads as professional in B2B onboarding.
  • Free Udyam MSME registration adds credibility and, via the 45-day payment rule, protects a small vendor against slow-paying large clients.
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Answers How do I build a fake team or look bigger than one person without lying to customers?
📄 Article
✓ Link checked India Free Intermediate

Why we picked it This is the cost breakdown that tells you exactly what a Performance BG will drain before you earn a rupee. It spells out that an FD-backed (margin) BG cuts commission to 0.5 to 1 percent per year versus 3 to 5 percent unsecured, plus a Rs 2,500 to 10,000 processing fee, 0.1 to 0.5 percent stamp duty, and 18 percent GST on top. It even works a full Rs 1 crore example so you can model your own lock-up.

Bank Guarantee Charges in India: Best Banks, Fees and Calculation

From Karbon Card by Karbon Card 12 min read

  • Backing the BG with a fixed deposit (margin money) drops the annual commission to 0.5 to 1 percent instead of paying the full contract value in cash
  • New businesses typically face a 100 percent cash or FD margin until they build a banking track record, so plan for the FD, not just the fee
  • Total cost stacks: commission plus 18 percent GST plus stamp duty plus a one-time processing fee, all charged for the full BG validity period
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Answers What is an EMD and a performance bank guarantee, and how much cash will they lock up before I earn a rupee?
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