🛠️ Tool
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India
Paid
Beginner
Why we picked it This is a genuinely startup-first way to open a current account in India online, with the account held by a partner bank (ICICI, Yes Bank, Axis, RBL, IDFC First) rather than by Razorpay itself. It leans into automation founders actually need early: bulk payouts, vendor payments, payroll, and multi-user access with controls. Treat it as one solid option to compare, not the only one, since pricing tiers and per-transaction charges apply.
RazorpayX Current Account for Businesses
From RazorpayX by RazorpayX
- You can open a current account largely online, useful when you are building outside the big startup hubs and away from a branch.
- RazorpayX is not itself a bank: a partner bank provides the account under RBI rules, so KYC and bank terms still apply.
- Plans are tiered and NEFT/RTGS/IMPS transfers carry a small per-transaction charge, so check the fees against your volume.