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Gold and crypto · checked 11 November 2026
Keep both small: a single-digit share in gold as a hedge, and crypto only with money you can afford to lose.
In India crypto gains are taxed at a flat 30 percent plus surcharge and cess, with no set-off for losses. Sovereign Gold Bonds pay 2.5% a year on top of the gold price, but no new tranche has been issued since February 2024, so you buy existing bonds on the exchange; gold ETFs are the other clean route. Buy through regulated channels and keep records for tax.
Every question on it 7 answers
- How much of my money should be in crypto or gold? Wealth
- Are Sovereign Gold Bonds a safe way to hold part of my savings? Wealth
- Are Sovereign Gold Bonds a better way to own gold than jewellery or gold ETFs? Wealth
- How is crypto taxed in India, and does that change whether it is even worth it? Wealth
- Everyone around me is making money on crypto. Am I missing out? Wealth
- Does holding gold make sense as a hedge when my net worth is locked up in my startup? Wealth
- What is a sensible way to actually buy and store crypto or gold safely? Wealth
The readingMost used across these answers
- Gold as an investment in India Read · 6 answers
- Sovereign Gold Bonds Read · 4 answers
- The Psychology of Money Read · 3 answers
- Personal Finance Use · 2 answers
- Capital gains tax on Sovereign Gold Bonds from 1 April 2026 Read · 2 answers
- Capital gains tax in India Read · 2 answers
- AMFI: mutual fund investor resources Read
- ClearTax: personal and business tax guides Read
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