Alternatives & angel investing

How much of my money should be in crypto or gold?

The short answer

Little, and only with money you can afford to lose or lock away. Gold has a long history as a modest hedge, and a small allocation (often a single digit percentage) is reasonable for stability. Crypto is genuinely speculative: it can go to zero, and it should never be money you need. If you want exposure, cap it hard at a small slice, size it so that a total loss would not dent your plan, and do not let a bull market talk you into more. As a founder you already carry enormous concentrated risk in your company. The rest of your money is not the place to pile on more gambles.

A curated summary to orient you, not advice. The resources below are the real value.

Go deeper, your way

3 hand-picked resources, 3 India-specific, 2 link-checked. Pick how you want to dig in.

📄 Article
✓ Link checked India Free Beginner

Why we picked it The government-backed way to hold gold that pays interest and skips storage, if you want a small gold allocation without the physical metal.

Sovereign Gold Bonds

From ClearTax by ClearTax

Open cleartax.in
🎓 Course
✓ Link checked India Free Beginner

Why we picked it The free, India-first grounding in what to do with cash once you have it: goals, allocation, SIPs, and not losing it to fees.

Personal Finance

From Zerodha Varsity by Zerodha Varsity

Open zerodha.com

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