Alternatives & angel investing

How much of my money should be in crypto or gold?

Little, and only with money you can afford to lose or lock away. Gold has a long history as a modest hedge, and a small allocation (often a single digit percentage) is reasonable for stability. Crypto is genuinely speculative: it can go to zero, and it should never be money you need. If you want exposure, cap it hard at a small slice, size it so that a total loss would not dent your plan, and do not let a bull market talk you into more. As a founder you already carry enormous concentrated risk in your company. The rest of your money is not the place to pile on more gambles.

Go deeper

4 resources, 4 India-specific, 3 link-checked.

📄 Article
✓ Link checked India Free Beginner

The government-backed way to hold gold that pays interest and skips storage, if you want a small gold allocation without the physical metal.

Sovereign Gold Bonds

From ClearTax by ClearTax

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📄 Article
✓ Link checked India Free Beginner

The India view on holding gold: physical, digital, ETFs, and Sovereign Gold Bonds, and how each is taxed, so a small allocation is a considered choice.

Gold as an investment in India

From ClearTax by ClearTax

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🎓 Course
✓ Link checked India Free Beginner

The free, India-first grounding in what to do with cash once you have it: goals, allocation, SIPs, and not losing it to fees.

Personal Finance

From Zerodha Varsity by Zerodha Varsity

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