Gold's appeal is that it often holds or gains value when equities and startups struggle, so a modest allocation can steady a portfolio. But it is a hedge, not a growth engine: over long periods gold has generally lagged equities, and it pays little or nothing while you hold it, apart from Sovereign Gold Bond interest. As a founder whose net worth sits almost entirely in one illiquid company, the bigger fix is usually building a liquid, diversified base across safe and equity assets, with gold as a small slice rather than the answer. Chasing gold after a sharp price run up is its own trap. Keep any allocation sized to your plan, not to headlines. Returns and tax treatment vary and change over time, so this is education, not advice; confirm specifics with a qualified advisor.
A curated summary to orient you, not advice. The resources below are the real value.
3 hand-picked resources, 2 India-specific, 2 link-checked. Pick how you want to dig in.
Why we picked it The government-backed way to hold gold that pays interest and skips storage, if you want a small gold allocation without the physical metal.
From ClearTax by ClearTax
Open cleartax.in →Why we picked it The India view on holding gold: physical, digital, ETFs, and Sovereign Gold Bonds, and how each is taxed, so a small allocation is a considered choice.
From ClearTax by ClearTax
Open cleartax.in →Why we picked it The best reminder that avoiding ruin beats chasing returns, and that wealth is the money you don't spend. The whole founder concentration problem, told as stories.
From The Psychology of Money by Morgan Housel
