Alternatives & angel investing

Everyone around me is making money on crypto. Am I missing out?

The short answer

The people posting their wins rarely post their losses, so what looks like everyone getting rich is a heavily filtered picture. Crypto is genuinely volatile: the same asset that doubled can halve, and the fear of missing out tends to pull people in right at the top, exactly when risk is highest. As a founder you already hold a large, concentrated, illiquid bet in your own company, so you do not need more speculation to have real upside in your life. If you still want exposure, the honest way is to size it as money you can lose completely, not as a plan for guaranteed returns. India also taxes crypto gains at a flat high rate with no loss set off, and such rules can change, which quietly eats into any win. This is education, not advice, so confirm current rules with a CA and decide from your own goals, not the group chat.

A curated summary to orient you, not advice. The resources below are the real value.

Go deeper, your way

2 hand-picked resources, 1 India-specific, 1 link-checked. Pick how you want to dig in.

📄 Article
✓ Link checked India Free Beginner

Why we picked it The India view on holding gold: physical, digital, ETFs, and Sovereign Gold Bonds, and how each is taxed, so a small allocation is a considered choice.

Gold as an investment in India

From ClearTax by ClearTax

Open cleartax.in
📖 Book
Paid Beginner

Why we picked it The best reminder that avoiding ruin beats chasing returns, and that wealth is the money you don't spend. The whole founder concentration problem, told as stories.

The Psychology of Money

From The Psychology of Money by Morgan Housel

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