For most founders with dependents, two policies matter and the rest is noise. A pure term life cover, large enough to clear any debts and support your family for years, is the cheapest way to make sure a worst case does not also bankrupt the people who depend on you. A solid health policy, independent of any cover you get through the company (which vanishes the day you leave or it folds), protects your savings from a medical shock. Skip investment-linked insurance products, which bundle poor insurance with poor investing. Keep insurance and investing separate, and buy term and health early, while it is cheap and you are healthy.
3 resources, 3 India-specific, 2 link-checked.
What a health policy actually covers and how to read one, so a founder can hold cover independent of the company rather than relying on it.
From ClearTax by ClearTax
Open cleartax.in →The free, India-first grounding in what to do with cash once you have it: goals, allocation, SIPs, and not losing it to fees.
From Zerodha Varsity by Zerodha Varsity
Open zerodha.com →A no-nonsense, ad-light India personal-finance site: plain math and free calculators for emergency funds, goals, and asset allocation, with no product to sell you.
From Freefincal by M. Pattabiraman
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