What about goods lost or damaged in transit or shipping, is that covered separately from warehouse insurance?
The short answer
Warehouse insurance doesn't automatically cover goods once they leave the warehouse, for that you need transit or marine cargo insurance (the 'marine' terminology in India applies to road and rail transit too, not just ocean shipping), which protects your stock while it's moving between your warehouse, courier hub, and customer. If you want continuous coverage from production through storage through delivery without gaps between policies, ask specifically about 'stock throughput' insurance, designed to cover the full supply-chain journey as one policy rather than three separately-timed ones.
A quick summary to orient you. The real value is below: the resources worth your time, from people who've actually done it, not us.
Here are the resources
Hand-picked from around the web, each with a note on why it earns your time. India-specific ones carry a badge.
3 resources2 India-specific3 link-checked
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📄 Article
✓ Link checkedIndiaFreeIntermediate
Why we picked it
Clarifies the India-specific point that 'marine' insurance covers road and rail transit too, not just ocean shipping, a naming confusion that trips up first-time buyers.
Why we picked it
Written by an insurer built for high-growth online sellers, so it's sharper than a generic guide on how coverage needs change as order volume and channel mix scale.
Why we picked it
Explains stock/inventory insurance mechanics specifically for Indian SMEs, including the common gap where a 3PL's own insurance doesn't actually cover your goods.
