My marketplace is asking for liability insurance before I can keep selling, what do I actually need to show them?
The short answer
Amazon (and increasingly Flipkart and Myntra) require commercial/product liability coverage once your sales cross a certain threshold, typically with a minimum policy limit and the marketplace listed as an 'additional insured', check your seller dashboard for the exact current threshold and limit, since these get revised. Don't wait for the marketplace to flag it: get quotes early, because underwriting and policy issuance can take longer than the grace period marketplaces usually give you to comply. A broker who already works with D2C sellers will know the marketplace's exact wording requirements, which saves you a rejected policy submission.
A quick summary to orient you. The real value is below: the resources worth your time, from people who've actually done it, not us.
Here are the resources
Hand-picked from around the web, each with a note on why it earns your time. India-specific ones carry a badge.
3 resources1 India-specific3 link-checked
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📄 Article
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Why we picked it
The primary source, Amazon's own stated insurance requirement, worth checking directly since thresholds and limits get revised and third-party summaries lag behind.
Why we picked it
Lays out Amazon's specific insurance thresholds and coverage minimums clearly, read this before your seller account gets flagged, not after.
Why we picked it
Explains why marketplaces and investors are increasingly making this a prerequisite, not optional cover, and names the specific product categories with the highest exposure.
