Podcast · ~45 min

Deep dive into India's Account Aggregator ecosystem (Fintech Ki Baat, with the founder of SAAFE)

Shreyas Jani (host), with Venkatesh Krishnamoorti (SAAFE.in) · Fintech Ki Baat Free Intermediate India

This is the India-specific version of the same lesson: a founder-led conversation about the Account Aggregator framework and the companies being built directly on top of that policy rail. You hear how a regulatory and consent framework, plus the licensing process, becomes the actual foundation of a startup rather than an obstacle to route around. Useful if the policy change in your sector is one of India's digital public infrastructure moves (AA, ONDC, DPDP).

• A consent-and-data policy framework like Account Aggregator is not just compliance, it is the product surface a new company is built on.
• The regulatory licensing process itself is part of the moat: the guest walks through what it took, which is exactly the friction that keeps later competitors out.
• India's policy rails are best read as 'what can I now build that was not possible before', which is the opportunity lens this whole question is about.