Tool · Program page

Kiva U.S.: 0% interest small business loans

Kiva · kiva.org Free Beginner

Kiva's US lending program: 0% interest loans with no fees, no collateral and no minimum credit score, crowdfunded first from people you know and then from Kiva's public lenders.

  • Loans carry 0% interest and no fees.
  • No collateral and no minimum credit score are required.
  • You first rally private lenders from your own network, then the public fundraises the rest.
Open on kiva.org ↗

The question it answers

  1. How do I get a startup business loan in the US, even with no revenue?

Read with it

  1. The SBA's planning guide, with a break-even analysis calculator and sections on market research, competitive analysis and... sba.gov Tool · Guide and calculator Plan your business: startup costs and break-even calculator U.S. Small Business Administration
  2. The SBA's page on its microloan program: loans of up to $50,000, averaging about $13,000, made by nonprofit intermediary... sba.gov Article · 5 min read SBA Microloans U.S. Small Business Administration
  3. The SBA's free matching tool: describe your business and financing need once and SBA-approved lenders who are interested get in... sba.gov Tool · Tool SBA Lender Match U.S. Small Business Administration
  4. The SBA's page on 7(a), its main loan program, with a maximum of $5 million, the uses it covers and the eligibility factors... sba.gov Article · 8 min read SBA 7(a) loans U.S. Small Business Administration
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