Tool

Razorpay e-NACH and e-Mandate for Recurring Payments

Razorpay Freemium Beginner India

If payments keep landing late, the fix is often to stop relying on the buyer to remember and set up an auto-debit mandate instead. Razorpay's e-NACH and e-mandate is the standard RBI and NPCI regulated rail for this in India, covering 40+ banks and mandate values up to Rs. 10 lakh, which fits recurring B2B retainers and subscriptions. It is a practical starting point for turning we will pay when we can into a scheduled debit, not a fix for a buyer with no money in the account.

• A registered e-mandate lets you auto-debit a customer's account on schedule, so recurring invoices get collected without chasing, OTPs, or reminders.
• e-NACH is the economical rail for higher-value B2B collections (roughly Rs. 15,000 up to Rs. 10 lakh), which covers most retainers and subscriptions.
• Pre-debit notifications and automatic retries recover payments that would otherwise slip, but the buyer still needs funds in the account for a debit to clear.