Article · News

RBI hikes ATM withdrawal fees; higher charges from May 1

Business Standard · business-standard.com Free Beginner India

Report of the interchange increase from 1 May 2025: Rs 19 per cash withdrawal (previously Rs 17) and Rs 7 per non-financial transaction, which is what an ATM earns per use.

  • Your ATM's income is per transaction, so footfall is everything.
  • Use these figures to test the operator's revenue projections.
  • Balance enquiries earn far less than withdrawals.
Open on business-standard.com ↗

The question it answers

  1. How do I start an ATM franchise business in India?

Read with it

  1. The RBI's 2012 guidelines that let non-bank companies, authorised by the RBI, set up and run ATMs. Only these white label... rbi.org.in Article · Regulation White Label ATMs in India: guidelines (RBI) Reserve Bank of India
  2. An authorised white label ATM operator's own site, with its franchise partner and rent-your-space programmes, and a standing... india1payments.in Article · Company site India1 Payments (white label ATM operator) India1 Payments
  3. A December 2025 analysis of why ATMs are a squeezed business even after the hike to Rs 19: smaller notes and recyclers have... business-standard.com Article · Analysis The ATM interchange conundrum: how to make the channel viable again Business Standard
  4. A current legal guide to franchising in India: there is no franchise-specific law and no disclosure or registration... iclg.com Article · Legal guide Franchise laws and regulations 2027: India ICLG
eChai Partner Brands The partnership →