Article · 10 min read

Solo founders, what if you get hit by a bus?

Indie Hackers community · Indie Hackers Free Intermediate

A first-hand solo-founder thread on the exact fear behind this question, and the answers are concrete rather than theoretical. One founder describes a real setup where his wife receives a master password to every system with step-by-step instructions on what to do, by when, and in what order. Others push on the parts founders skip: let customers export their own data, and make sure someone besides you knows how to switch off the system that charges their cards. It reframes your absence as a duty you owe your customers, not just a personal what-if.

  • Build a real handoff: a master password plus a written, ordered runbook a trusted person can follow when you cannot
  • You have already built a system that takes money, so document how someone else shuts it off and refunds if needed
  • At minimum, let customers export their own data so a sudden absence never traps their work inside your product

The question it answers

  1. What happens to my customers and my business if I get sick, and how do I reduce that single-point-of-failure risk?

Read with it

  1. This is the practical build-it-this-weekend version of a one-person continuity plan, written for a business where the only... Smart Money, Simple Life Article · 12 min read Emergency Planning for Solopreneurs: What You Need To Know Kylie Travers
  2. The India-specific answer to the money side of single-point-of-failure risk, with real rupee figures instead of vague advice.... NYVO (India) Article · 9 min read Insurance for Startup Founders: The Complete Checklist NYVO
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