An area

Fixed income & safety

Where to keep money you cannot afford to lose: runway, an emergency fund, and the safe Indian instruments (PPF, NPS, debt funds) and what each is for.

Where to park cash you cannot risk 2

The runway and emergency money that has to be there the moment you reach for it.

Where should I keep cash I might need in a year? 3 → Are fixed deposits still worth it for a founder? 2 →

PPF, NPS, FDs, and debt funds 2

The safe corners of an Indian portfolio, and what each one is actually for.

Are PPF and NPS worth it for a founder? 3 → What is a debt fund, and when should I use one? 3 →

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