Fixed income & safety
PPF, NPS, FDs, and debt funds
The safe corners of an Indian portfolio, and what each one is actually for.
Are PPF and NPS worth it for a founder?
They can be, as the safe, tax efficient corner of a long term portfolio, but they are not a full plan. PPF is a very safe, long lock in, tax free g...
What is a debt fund, and when should I use one?
A debt fund is a mutual fund that lends money (to governments and companies) rather than buying shares, so it aims for steadier, more modest return...
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