Tool

Fold: Expense Tracker and Budget

Fold · apps.apple.com Freemium Beginner India

Fold tracks bank accounts, cards, UPI spends, investments and net worth automatically through RBI's Account Aggregator framework, with no password sharing and no SMS reading. Tracking is free; Fold Plus is Rs 349 a month, Rs 799 a quarter or Rs 999 a year on the App Store in India.

  • Connect accounts once through Account Aggregator and spends are categorised for you.
  • Free tracking covers expenses and net worth; Plus adds advanced features.
  • Fold Plus costs Rs 999 a year or Rs 349 a month.
Open on apps.apple.com ↗

Curated reading that points you to the sources, not personalised investment advice.

The question it answers

  1. Which app should I use to track my personal expenses?

Read with it

  1. The industry body's plain explanation of India's Account Aggregator framework: how your financial data moves between... sahamati.org.in Article Account Aggregator FAQs (Sahamati) Sahamati
  2. The app formerly called Walnut, now axio, an income and expense tracker with 1 crore+ downloads on Google Play that sits... play.google.com Tool axio: Income and Expense Tracker axio
  3. A long-running manual expense and budget app with 1 crore+ downloads on Google Play: you log each spend yourself and it shows... play.google.com Tool Money Manager Expense and Budget Realbyte
  4. YNAB (You Need A Budget) is a strict budgeting method in an app, priced at $109 a year (about $9.08 a month) after a free trial. ynab.com Tool YNAB pricing YNAB
  5. Splitwise tracks shared costs between flatmates, partners and trips; the free app splits bills, and Pro adds unlimited daily... splitwise.com Tool Splitwise Pro Splitwise
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