Real estate

How much of my portfolio should be in real estate if I already own my home?

The short answer

Start by counting what you already have. If you own the home you live in, you already carry a large real estate position, often the single biggest asset a person holds, so adding more property exposure on top may be doubling down rather than diversifying. If you rent, a modest slice through REITs can round out a portfolio that is otherwise equity and debt, without the loan or the lock-in of a flat. There is no magic percentage, but real estate is usually a supporting slice, not the core, especially for a founder whose largest and riskiest bet is already the company. Keep the bulk of your investable money in liquid, diversified assets you can reach in a bad quarter, and rebalance occasionally so no single slice quietly takes over. Returns are not guaranteed and tax varies by asset, so confirm specifics with a qualified advisor.

A curated summary to orient you, not advice. The resources below are the real value.

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