Start by counting what you already have. If you own the home you live in, you already carry a large real estate position, often the single biggest asset a person holds, so adding more property exposure on top may be doubling down rather than diversifying. If you rent, a modest slice through REITs can round out a portfolio that is otherwise equity and debt, without the loan or the lock-in of a flat. There is no magic percentage, but real estate is usually a supporting slice, not the core, especially for a founder whose largest and riskiest bet is already the company. Keep the bulk of your investable money in liquid, diversified assets you can reach in a bad quarter, and rebalance occasionally so no single slice quietly takes over. Returns are not guaranteed and tax varies by asset, so confirm specifics with a qualified advisor.
4 resources, 4 India-specific, 2 link-checked.
What a REIT is, how it works in India, and why it gives property exposure with far more liquidity than a flat.
From ClearTax by ClearTax
Open cleartax.in →The tax detail on REIT and InvIT payouts and gains, so you know what you actually keep before you invest.
From ClearTax by ClearTax
Open cleartax.in →A no-nonsense, ad-light India personal-finance site: plain math and free calculators for emergency funds, goals, and asset allocation, with no product to sell you.
From Freefincal by M. Pattabiraman
Open freefincal.com →A trusted India-first place to compare funds and think about where cash goes once you have some to invest.
From Value Research by Value Research
Open valueresearchonline.com →
