Tool

Multi-Currency Account for International Bank Transfers

Razorpay · razorpay.com Paid Intermediate India

Razorpay's cross-border product page is the clearest place to see what an India-licensed PA-CB gateway actually offers an exporter, multi-currency acceptance, automated eFIRC, direct INR settlement, in one integration instead of stitching together a card gateway plus a separate FIRC process.

  • Razorpay holds an RBI PA-CB (Payment Aggregator-Cross Border) licence for both inward and outward cross-border transactions.
  • Claims support for 135 currencies from 180+ countries, with automated eFIRC generation.
  • Settlement lands in INR at roughly T+2 to T+3, confirm current settlement terms before relying on the number.

The question it answers

  1. I'm shipping D2C orders internationally, how do I actually receive payments from customers outside India?

Read with it

  1. Payoneer's own India-specific guide, useful because it's the go-to for exporters and marketplace sellers who want... payoneer.com Article How to Receive International Payments in India Payoneer
  2. A head-to-head comparison of every major cross-border option, not just Payoneer, with fees called out explicitly, read this... skydo.com Article Top PayPal Alternatives in India: Compare Wise, Payoneer, Stripe & More Skydo
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