Article

Payment Gateway Without GST: Can You Accept Online Payments?

PhonePe · PhonePe Business Free Beginner India

Answers the practical follow up question a founder hits right after GST: can I even take payments without one. Written by a payment gateway itself, so it is the source, not a summary.

  • UPI apps and payment gateways like Cashfree and Razorpay let you onboard with just PAN and bank details below the GST threshold, but with lower transaction limits.
  • E-commerce marketplaces like Amazon and Flipkart mandate GST regardless of turnover, unlike your own payment gateway account.
  • Tax authorities track UPI transaction data, so crossing the threshold quietly is not really an option.
Open on business.phonepe.com ↗

The question it answers

  1. Do I need a GST number before I make my very first sale, or can that wait?

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